20560 232nd StreetMilford, IA 51351

Single Family · 4 Beds · 4 Full Baths · 4,106 Sq. ft. | 0.61 Acres
$1,390,000 Active

20560 232nd Street Overview

Time on Site:
122 days
Visits:
4

Nestled on a quiet dead end street, this private retreat boasts over 110 feet of lakefront with lush landscape and beautiful mature oak trees. A gentle walkout lot to the lake, this might be the perfect spot you've been searching for. With a sprawling 4100 square feet on only two levels there is plenty of space for everyone to spread out. This home features 4 bedrooms and 4 full baths, an eat-in kitchen surrounded with windows, formal dining with wet bar, and several different living areas. The recent large lakeside addition showcases beautiful hardwood floors, a cozy fireplace, and sliding glass doors leading to the deck. The positioning of this home allows for abundant lake views out each window and sits across from DNR land so all you see is natural beauty and daily wildlife. A quick and easy boat ride to dining and entertainment on East and West Lake Okoboji makes this location perfect if you want to go out, or just enjoy a quiet sunset at home without all the action. Sunday afternoons can be spent watching the boat parade of boaters cruising by the house while you enjoy a picnic on the huge shaded lot. As a bonus the piano in the sun drenched four season room stays for your entertainment enjoyment! Storage? An oversized three car garage provides ample room for your vehicles and toys year round. Or, ask about an additional 2 acres across the street to build a shed, shouse, etc. Don't let this one slip away without taking a look for your generations to come.

Open Houses

  • PublicFri. Jul 311:00AM - 1:00PM CDT
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20560 232nd Street Facts & Features

  • Type Single Family
  • Sq. ft. 4,106
  • Price/Sq.ft. $339
  • Lot 0.61 Acres

Details

General

Association/HOA

  • Association Fee: 0

School Information

  • School District: Okoboji

Building Information

  • Year Built: 1965

Location/Region

  • County Or Parish: Dickinson

Tax Information

  • Tax Annual Amount: 9140
  • Tax Year: 2024

General Information

  • Disclosures: Lead Based Paint Disc
  • Furnished: No
  • Parcel Number: 0732327027
  • Property Condition: Updated/Remodeled
  • Property Sub Type: Single Family Residence
  • Property Type: RESIDENTIAL

Interior

Parking Information

  • Garage Spaces: 3

Beds/Baths

  • Bathrooms Full: 4
  • Bathrooms Half: 0
  • Bathrooms One Quarter: 0
  • Bathrooms Three Quarter: 0
  • Bathrooms Total: 4
  • Bedrooms Total: 4
  • Bedrooms Possible: 4

Building Interior

  • Above Grade Finished Area: 2698
  • Below Grade Finished Area: 1408
  • Building Area Total: 4106

General Information

  • Accessibility Features: Grab Bars in Bathroom
  • Appliances: Dishwasher,Disposal,Dryer,Exhaust Fan/Hood,Freezer,Microwave,Refrigerator
  • Basement: Crawl Space,Full
  • Common Walls: No Common Walls
  • Cooling: Central
  • Electric: Breakers
  • Fireplace Features: Gas
  • Fireplace: 1
  • Heating: Forced Air
  • Interior Features: Cable TV,Ceiling Fan(s),Drinking Water System,Eat-in Kitchen,Garage Door Opener,Hardwood Floors,Kitchen Center Island,Main Floor Bedrooms,Main Floor Laundry,Natural Woodwork,Sky Light,Smoke Alarms,Tiled Floors,Vaulted Ceilings,Walk-in Closet,Walk-up Attic,Wet Bar,Window Coverings
  • Levels: Two
  • Living Area: 4106
  • Living Area Source: Assessor
  • Stories: 2

Exterior

Lot Information

  • Additional Parcels Description: 0732327009
  • Additional Parcels: 1
  • Lot Features: Accessible Shoreline,Low Bank,Paved Street(s),Tree Cover-Medium,Underground Utilities,Waterfront-Deep
  • Lot Size Acres: 0.61
  • Lot Size Dimensions: Irregular
  • Lot Size Source: Assessor
  • Lot Size Square Feet: 26571
  • Water Source: Public/City

Waterfront/View

  • Water Body Name: Lower Gar Lake
  • Waterfront Features: Lake
  • Waterfront: 1

Building Exterior/Construction

  • Architectural Style: Ranch
  • Construction Materials: Vinyl Siding
  • Property Attached: 1
  • Roof: Asphalt

General Information

  • Exterior Features: Balcony,Deck,Dock,Driveway-Concrete,In-Grnd Sprklr Sys,Irrigation System,Patio,Porch
  • Road Frontage Type: City Street,Dead End/No Outlet
  • Sewer: Public Sewer

20560 232nd Street Neighborhood

Community

51351 (Milford) Demographics

46
Median Age
43
Population Density (per sq. mile)
44%
College Educated
$59,970
Estimated Median Income
1,655
Estimated Total Home Owners
383
Estimated Total Renters
81% / 19%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

20560 232nd Street Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

20560 232nd Street Market Data

Based on the last 30 days in this zip code

$975,900
Average List Price
$431
Average Price per Square Foot
13
Properties Sold
74
Average Days on Market
49
Properties for Sale
Calculations provided by Reliance Network

20560 232nd Street History

Date Event Value Agent
5/30/2026Source: Iowa Great Lakes MLS Price Increase
$1,390,000 7.8%
5/29/2026Source: Iowa Great Lakes MLS Price Reduction
$1,290,000 -7.2%
5/29/2026Source: Iowa Great Lakes MLS Price Reduction
$1,390,000 -3.3%
2/27/2026Source: Iowa Great Lakes MLS Added to Database
February 27, 2026
Listing provided courtesy of Real Estate Unlimited- MLS# 260066MLS Provider